Stress-Free Goals | Unsecured Personal Loan. No Collaterals. No Guarantors. Instant approval* and no documents required* for CIMB Payroll Customers.
CIMB CASH PLUS PERSONAL LOAN
With rates as low as 4.38% p.a.* and loan amount up to RM100,000.
As low as 4.38%* per annum
Fixed interest rates from as low as 4.38%* to 19.88% fixed per annum which is equivalent to Effective Interest Rates of 8.08%* to 31.42% per annum.
Please refer to the Interest Rates table below for details.
Note: *Rate is applicable to CIMB Preferred only and subject to bank’s final approval
No additional fees
FEES AND CHARGES
Late Payment Penalty
1.0% p.a. on the installment amount in arrears from the overdue date.
Loan tenure of up to 5 years
Flexible payment period from 2 years and up to 5 years.
Loan amount offered from a minimum of RM2,000 to a maximum of RM100,000
Facility Disbursement Options
•CIMB Current Account/-i or Savings Account/-i OR;
•Other Bank’s account in Malaysia via Interbank GIRO (IBG)*.
*For IBG, a copy of other Bank’s account details with the following information are required:
1. Customer Name (Single/Individual name only)
3. Bank Account Number
¹Maximum 60 years old upon maturity of loan tenure.
Multi National Company
Public Listed Company
Government Linked Company
Private Listed Company (Sdn Bhd)
Business Registration Document² AND
a) Minimum latest 6 months company bank statement OR
b) Latest Form B/BE AND LHDN payment receipt OR
c) Latest e-Form B/BE AND latest e-filing acknowledgement receipt
²Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/Professional Practicing Certificate
Equivalent to Effective
Equivalent to Effective
1) ****Effective Interest Rate = Fixed interest rate based on daily resting reducing balance. Subject to customer remaining until end of tenure.
2) **Rate is applicable to CIMB Preferred only and subject to bank’s final approval.
3) ***Rate is applicable to selected CIMB@Work customers only and subject to bank’s final approval.
4) Please note the final approved Fixed Interest Rate and Effective Interest Rate are subject to the Bank’s approving criteria.
5) *“Instant Approval and no documents required” is only applicable to selected segments of CIMB@Work Customers who have more than three (3) months of consistent payroll crediting to their CIMB account. Subject to the Bank’s final approval and decision.
